5 Types of Wealth Series for Yachties— Week 5: Financial Wealth (+COURSE IS LIVE BABYYYYY)
Money doesn't buy happiness but it does buy freedom. And freedom makes me happy as fuck.
My fellow yachtie investor legends,
Alright, final week. Let's dock this badboy.
Over the past month we’ve dived deep into the 5 Types of Wealth:
This is the one that gets all the attention. The one that makes the others possible but can also blind you if you chase it in isolation. So let’s talk about the balance. Let’s talk about the real reason we stack cash: freedom.
(And yep — I just dropped the course that teaches you exactly how to do that. Link’s at the bottom. You know what to do.)
Why Financial Wealth Matters (But Isn’t Everything)
Let’s get this out the way:
Money won’t buy happiness, but lack of money will buy misery real fast.
“Use money to buy time. Use time to build relationships. Use relationships to grow happiness.”
— Sahil Bloom
Money is the ultimate enabler.
It lets you quit that toxic boat.
Fly home for Christmas without checking ticket prices.
Say “no” to bad bosses.
Say “yes” to long lunches and slow Tuesdays.
It gives you options, and options are freedom.
“The ability to do what you want, when you want, with whom you want, for as long as you want — is the highest dividend money pays.”
— Morgan Housel
Yachting gives us this wild opportunity to earn serious cash in our 20s and 30s. But if you’re not intentional, that money ends up in Louis Vuitton backpacks, champagne Sundays, and mystery transactions labeled "Beach Club 🇪🇸".
“When you say yes to one thing, you’re saying no to something else. Spend with intention.”
— Ramit Sethi
⚓ Need a First Mate for Your Finances?
My 1-on-1 coaching is pay-what-you-feel—no stuffy suits, just straight-talk strategies to grow your money while you’re growing your Physical Wealth. Hit this link, snag a slot, and let’s chart your course together before next charter season fills up!
Money is a Tool, Not the Goal
Let’s not get it twisted:
The goal is not to die with a massive investment portfolio and no memories.
The goal is to build financial stability so you can say “yes” to the life you actually want.
“You don’t need to be extraordinary at investing. You just need to be consistent, avoid stupid mistakes, and give your money time to compound.”
— JL Collins
You don’t need a hedge fund.
You need a solid plan, low-fee index funds, a cash buffer, and some guidance on how to play the game right.
“Play long-term games with long-term people.”
— Naval Ravikant
Balance is Everything
You’ve probably heard it said, “Money isn’t everything.”
Cool. Neither is oxygen — until you don’t have any.
The real flex?
Not just having money — but having all five types of wealth in check:
Enough time to live
People you love and who love you back
A calm and clear head
A body that works
And yes… money in the bank
Financial wealth doesn’t guarantee the others — but it supports them all.
A 23 year old Charl showing balance in a villa in Ibiza. (j.k I was an absolute hooligan but no ragrets. Not even 1 letter.)
🚨 PSA: The Course is LIVE!
This whole series has been building up to this….
After 6+ years of mistakes, wins, strategies, spreadsheets, and one-too-many nights sweating over passive income models — I’ve finally launched The Yacht Crew Money Manual!!!
It’s all in there:
How to budget without spreadsheets from hell
How to invest without getting wrecked
How to build a life raft of freedom money
How to plan your exit and own your next chapter
Enroll now and take control of your financial wealth.
If you missed clicking that button, try again :)
Final Thoughts
You don’t have to be a millionaire.
You just need to build a life that feels rich in every way.
Now go get your money right — and build a life so good you don’t need a vacation from it.
I hope you enjoyed this series!